Michelle Outlaw is a seasoned professional with a BS in Accounting from North Carolina Agricultural & Technical State University and a Master’s degree in Accounting & Financial Management from Keller Graduate School of Business.

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With over 30 years of experience in credit unions and banks, Michelle excels in training clients on technological systems, operational platforms, sales, lending, credit underwriting, and regulatory issues. She is proficient in credit (consumer, business, and commercial lending), accounting, and risk management (including auditing, loan review, and loan compliance), adept at building and re-engineering departments.

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Michelle leverages her expertise through Charismata 365 Financial Management Services, providing executive, operational, accounting, and auditing services to organizations and companies. Additionally, through Charismata 365 Doctor Finance, she offers financial coaching, counseling, auditing, accounting services, and financial literacy education tailored for individuals and small businesses.